Did you know that one out of every twenty insured houses has a homeowner’s insurance claim each year? Don’t shortcut the process of filing a home or medical insurance claim. Instead, you should seek the advice of an insurance attorney first.
You can speed up the procedure if you have an expert insurance attorney on your side. Here are four instances that you can avoid if you hire the best insurance lawyers in Easton MD, to handle your case.
The Insurance Company Denied Your Claim
An insurance company may refuse your claim without providing an explanation or a good cause. In many cases, they are not just causing you to worry; they are also breaking the law. If you file a one-of-a-kind insurance claim, your provider must offer a legitimate explanation for refusing the claim.
Insurance firms are required by law to operate in good faith. When you file a claim, they’re obligated to believe your priority is to cover the costs associated with your problem. The insurance company should not think you are attempting to profit from your claim.
Property damage, including theft or weather-related damage, accounts for 98 percent of homeowners insurance claims. It would be best if you got your insurance claim accepted for these damages to be covered. If you have a massive hole in your roof, you can’t afford to wait while the insurance provider delays your payments. Ensure that the insurance provider gives a legal justification for the delay. If they do not, you should contact an insurance claim lawyer.
Each state has its limitations, forcing insurance providers to handle claims within a specific time range. If the insurance company takes an eternity to answer, your attorney can check the reason for the delay.
Payout Refused for Fraudulent Reasons
Is your insurance company refusing to pay your claim for a reason you know to be false? If this is the case, the insurance company is breaking the law. In other words, you have legal grounds to sue.
Several people feel powerless when this happens. They do not consider fighting the insurance company’s justification for denying the claim. Contact your insurance claim lawyer instead of accepting the insurance company’s response.
Did you file an insurance claim only to discover that your coverage was suddenly terminated? If this is the case, be sure to contact your insurance lawyer. It would be best if you addressed this matter as quickly as possible. Otherwise, you may have to pay your bills out of pocket.
It is illegal for your insurance provider to cancel your coverage without giving you notice. They must also have a compelling rationale for this sudden termination. Did they say your insurance expired as soon as you made a claim? If this is the case, consider it a red sign. Don’t put off contacting your insurance attorney.