How to track credit card application status easily?

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In modern times, a credit card has become more than just a payment tool. Apart from extending the freedom of spending, it brings along several exclusive discounts, cashback, and reward points that make your life easy, and more convenient.

Additionally, credit cards also safeguard your financial interests, as it eliminates the need for carrying cash at all times. Also, these cards with their EMV chips and 2-point authentication processes during transactions ensure further safety. Their simple and straightforward application processes only make it convenient to avail of one these days.

Nevertheless, once you complete your application, it goes through a verification process where a selected financial institution evaluates different aspects like credit score, credit history, etc., to check if you are meeting their requirements or not. This process takes about two weeks to complete. Meanwhile, you can track the rbl bajaj credit card status to know its stage of processing and how long it would take for the approval to come by.

How to check the credit card application status?

You can quickly check your credit card status via the online portal of your financial institution. 

Here is a step-by-step guide to help you complete this check –

  1. Visit the official website or mobile application of your selected card provider.
  2. Next, find the online application tracking option.
  3. Proceed to enter the reference number and your contact number and submit.

Once verified, you can then view the status of your credit card, which can be any one of the following –

  1. In process

If the status shows ‘In Process’, it indicates that the application is still under verification and evaluation. Moreover, the financial institution has not decided yet to approve or reject the application.

  1. Dispatched

Once you see this as your credit card status, it indicates that your application has been approved, and dispatched. Typically, it takes about 5-7 working days for the card to reach your registered address.

  1. On-hold

If your card’s application status reads ‘On Hold’, it indicates that the credit card issuer has evaluated the application and decides to keep it waiting. Typically, applications that miss any necessary information, or vital documents get assigned with this status.

  1. Rejected

If the status reads ‘Rejected’, it indicates that the card issuer has declined going forward with your card application. Financial institutions may convey the same via email or SMS.

  1. No records exist

If your card’s status reads ‘No Record Exists’, it means that due to any incorrect details, the application does not exist in the records. In such cases, you can re-apply or re-enter the details.

You can also check the bajaj credit card application status via mobile number. Once you enter the registered mobile number and the OTP sent to it, you can view its status. Moreover, you can also visit the branch of the credit card issuer to know more about it.

Additionally, the introduction of the online process has made it easy to apply for a credit card online in a few simple steps. Nevertheless, you must fulfill the eligibility criteria of the credit card issuer to avoid any rejection.

Moreover, if you are looking for a credit card with a quick application and approval process, you can opt for the Bajaj Finserv RBL Bank SuperCard. Also, you get to enjoy ATM withdrawal with zero interest charge for up to 50 days, a quick loan against a credit card, and other added benefits.

Furthermore, pre-approved offers from the card provider make the application process convenient and time-saving. These offers are available on credit cards, personal loans, business loans, etc. You can check your pre-approved offer by submitting your essential contact details.

Once you have applied for your card, a quick check of the credit card status helps you to comprehend the reasons for any delay. It may also help you understand why your application can be rejected or has been already rejected. Therefore, you can use the online and offline modes to find out the application status without much hassle.


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